This paper illustrates the key features of an innovative micro health insurance pilot intervention, where the product has been designed keeping in view the targets of adequate risk protection, inclusivity of access, affordability, and program sustainability; which are mostly absent in the...

This paper examines disease-specific impoverishment impact of out-of-pocket (OOP) payments using a dataset of 3,941 households obtained from a survey conducted in 120 villages of seven districts in Bangladesh. We have estimated the poverty impact of OOP payments by comparing the difference...

This paper analyzes inequity in health care use in rural Bangladesh using data from a survey conducted by Microinsurance Research Unit (MRU) of the Institute of Microfinance (InM) of 4,010 households drawn from 120 villages. The study focuses on formal health care use over the 12 months...

The preponderance of risk and vulnerability facing the poor is well recorded. In spite of advances in microcredit, effective coping mechanisms remain limited and costly, and consequently, poverty cycles trap many poor households indefinitely. Prevalent rural institutions are found to be...