In this paper we investigate whether the banks' involvement in acquisitions is correlated with the distribution of decision-making powers in granting credit to SMEs across hierarchical levels and with loan officers' turnover. Controlling for size, performance and organizational characteristics,...

Blockchain technology is a core, underlying technology with promising application prospects in the banking industry. On one hand, the banking industry in China is facing the impact of interest rate liberalization and profit decline caused by the narrowing interest-rate spread. On the other hand,...