In this paper, we use a fully anonymized dataset provided by the German Savings Banks Association (DSGV) to analyse … which savings banks have expanded into fee-producing activities more quickly. In addition, we investigate whether their … savings banks with low net interest margins are under greater pressure to expand into fee-producing activities. They further …

. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most …A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …). Federalism and strong redistribution mechanisms between the regions support decentralised banking in Germany. Furthermore, close …