The recent banking sector shakeup in Ghana resulted in a wave of bank failures, leading to mergers and consolidations of several banks. This study analyses the financial performance of commercial banks before the crises of the banking sector in 2017. Four out of the affected banks were selected...

This study is an empirical investigation of theoretical predictions concerning the impact of bank competition on bank risk and asset allocations. Recent work (Boyd, De Nicolò and Jalal, 2009, BDNJ henceforth) predicts that as competition in banking increases, the loan-to-asset ratio will rise...