Measures of Concentration are of vital importance for welfare related public policy toward market structure and conduct in the banking industry. The most widely used measure of market concentration, the concentration ratio. While useful as a starting point, the concentration ratio has important...

In this paper we examine whether foreign banks presence has helped reduce concentration in the Indian banking market and thus increased competition among banks. Concentration has been measured using the Herfindahl-Hirschman Index of concentration and regressed on a set of explanatory variables...