[...]The branch prices we study are less limited. Increasingly,banks are entering new markets by buying one or morebranches from other banks (Benz 1998). The price of a givenbranch should depend on the branch’s expected profits, andexpected profits, in turn, depend on competition. All...

We take the user cost approach to modeling the financial firm that maximizes capitalized variable profit to investigate whether the monetary transmission mechanism differs in low and high interest rate environments. We use the panel of U.S. commercial banks from 1992 to 2014 to construct the...

This article discusses on what is going on in the banking industry with respect to the utilization of electronic industry. Section two reviews the evolution of electronic banking and financial innovations. Section three discusses some examples of banking systems, such as consumer payment system,...

The advancement in information technology has resulted in explosive growth in banking technology like ATMs, internet banking and mobile banking. Banks which emphasize more on existing customer satisfaction and in attracting new customer have implemented online banking and mobile technology to...

Technology by far has one of the most profound impacts on development of human lives. Banking industry is growing rapidly with the use of various technologies like ATMs, on-line banking, Telephone banking, Mobile banking etc., plastic cards are some of the banking products that cater to the...