This paper studies the effects of bank branches’ access to broadband internet on credit to non-financial firms. We rely … fast internet increase loan supply, both at the extensive and intensive margin, and reduce interest rates. The credit …

In Germany a public discussion on the power of banks has been going on for decades now with the term power having at … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it … research in the future. While our focus is on Germany, some of the questions that we raise and some of our insights might also …