products and services to informationally opaque customers, their ability to diversify credit and liquidity risk, and how they … liabilities to reduce the probability of bank runs. These aspects of banking affect a bankś choice of risk vs. expected return …, which, in turn, affects bank performance. Banks have an incentive to reduce risk to protect the valuable charter from …

This paper examines the effect of ownership on performance and risk of commercial banks in India during the period 1995 … in the performance and risk among State-Owned Banks (SOBs), Domestic Private Banks (DPBs) and Foreign Banks (FBs …), controlling other factors. The empirical results show significant differences in the performance and risk, and FBs seem to be more …