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result, overall stability of the banking industry is promoted while small bank loan market concentration rises and total …
Persistent link: https://www.econbiz.de/10012866744
This paper revisits the competitive environment of the banking system in Latin America and the Caribbean and … shed light on regulatory approaches and prudential considerations in fostering financial innovation and banking sector …
Persistent link: https://www.econbiz.de/10013358731
Despite recent innovations that might have reduced banks' reliance on brick-and-mortar branches for distributing retail financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing percentage of these branches are held by banks with...
Persistent link: https://www.econbiz.de/10010283383
We present a banking model with imperfect competition in which borrowers’ access to credit is improved when banks are …
Persistent link: https://www.econbiz.de/10003883661
Bank loans through bank-firm relationship is expected to enhance the performance of firms owing to the possession of private information on the firms that is not readily available to other outside investors. This special relationship is deemed to be very important than equity financing in...
Persistent link: https://www.econbiz.de/10009376665
In this work, we evaluate the competition in the Romanian banking system as regards the distortions in terms of market … the Romanian banking system, in the period 2000 2010; then we apply the Mereuta universal concentration matrix (2012 …) where we analyse the competition on the Romanian banking market, using two indicators: the M index and the degree of the …
Persistent link: https://www.econbiz.de/10010529071
be applicable to banking systems elsewhere. …
Persistent link: https://www.econbiz.de/10009765356
the competitive effects of such policies in two models with different degrees of transparency in the banking sector. Our … and on welfare depend on the transparency of the banking sector. …
Persistent link: https://www.econbiz.de/10010361991
of scale leading to a Pareto tail. The model suggests that the liberalization of the banking system in the last decades …
Persistent link: https://www.econbiz.de/10010193850
We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with imperfect competition and moral hazard, we show that the introduction of an internal ratings based (IRB) approach improves upon flat capital requirements if the approach is...
Persistent link: https://www.econbiz.de/10010366524