Showing 1 - 10 of 8,951
institutions with diverse ESG profiles to mitigate risk and optimise returns. These potential research perspectives offer …
Persistent link: https://www.econbiz.de/10014460414
collaboration of banks and insurance companies through the bancassurance model, as the distribution channel of insurance products … effective implementation of bancassurance provides benefits to banks, insurance companies, and to their customers. Although … successful implementation. The purpose of this paper is to show the current trend of banks entering the insurance market in …
Persistent link: https://www.econbiz.de/10012011416
importance of insurance distribution in banks. Significant risk factors (statistically significant) which determine gross … is understood here as a change of gross written premiums obtained through banks in Poland. The group of risk factors … cooperation between banks and insurers as well as the specificity of insurance products distribution (also local) in the …
Persistent link: https://www.econbiz.de/10012598986
Objective: The objective of the article is to empirically examine the predictors of ROA and ROE for banks and insurance … significant and negative for ROE. Banks earned lower return on their assets and higher return on their equity than insurance … for firms in the insurance industry. …
Persistent link: https://www.econbiz.de/10012515977
financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …
Persistent link: https://www.econbiz.de/10012011324
between these two approaches has enriched our understanding of systemic financial risk. After presenting a brief summary of … key terminology, we review models for leverage and endogenous risk dynamics. We then review the network aspects of … systemic risk, including models for the three main channels of contagion: counterparty loss, overlapping portfolios and funding …
Persistent link: https://www.econbiz.de/10011906282
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and … insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from … diversification within large banks and financial conglomerates. We discuss the limited value of the normal distribution based …
Persistent link: https://www.econbiz.de/10011346454
Persistent link: https://www.econbiz.de/10003850662
This article examines the regulatory challenges raised by recent, overlooked changes in insurance markets that have led … to a functional convergence between insurance and the broader financial sector.The law literature on financial regulation … context of insurance, and does so by applying an analytical framework that distinguishes between two “boundary problems” that …
Persistent link: https://www.econbiz.de/10013006171
study aims to empirically investigate the input efficiency of banking and insurance sectors with further probe into Islamic … and insurance firms in our sample using the non-parametric frontier method, data envelopment analysis (DEA). The findings … period of study and has also remained well above their conventional counterparts. The study also revealed that, insurance …
Persistent link: https://www.econbiz.de/10012960867