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Bank Leverage Limits and Regulatory Arbitrage : Old Question, New Evidence
Choi, Dong Beom - 2019
Banks are regulated more than most firms, making them good subjects to study regulatory arbitrage (avoidance). Their latest arbitrage opportunity may be the new leverage rule covering the largest U.S. banks; leverage rules require equal capital against assets with unequal risks, so banks can...
Persistent link: https://www.econbiz.de/10012898992
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Bank Geographic Diversification and Systemic Risk
Chu, Yongqiang - 2019
Exploiting staggered interstate banking deregulation as exogenous shocks to bank geographic expansion, we examine the causal effect of geographic diversification on systemic risk. Using the gravity-deregulation approach developed in Goetz, Laeven, and Levine (2013, 2016), we find that bank...
Persistent link: https://www.econbiz.de/10012868932
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How Much Bank Capital is Enough : Reconciling the Views of Academics and Regulators
Marinc, Matej - 2014
The global financial crisis has further highlighted the importance of bank capital regulation for the stability of the … banking system. This article aims to reconcile the views of the academics and regulators about bank capital regulation …. Lightweight and procyclical bank capital regulation with ample possibilities for regulatory arbitrage has contributed to the pre …
Persistent link: https://www.econbiz.de/10013050794
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Banking Structure and Regulation in 1993 and 2013 : A Cross-Country Comparison
Barth, James R. - 2014
about the current status of banking regulation and supervision. Our unique starting point for answering that question comes … from the fact that 20 years ago we developed the first detailed, multi-country database on banking regulation and … from the most recent (2011-2012) World Bank survey on banking supervision and regulation. Key observations emerging from …
Persistent link: https://www.econbiz.de/10013052430
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Quack Corporate Governance, Round III? Bank Board Regulation Under the New European Capital Requirement Directive
Enriques, Luca - 2014
, the European Union has engaged in an ambitious overhaul of banking regulation. One of its centerpieces, the 2013 Fourth …
Persistent link: https://www.econbiz.de/10013056692
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Bank Lobbying : Regulatory Capture and Beyond
Igan, Deniz; Lambert, Thomas - 2021
In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the findings are consistent with regulatory capture, which...
Persistent link: https://www.econbiz.de/10013250099
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On Regulation, Supervision, (De)Leveraging and Banking Competition : Harder, Better, Faster, Stronger?
De Jonghe, Olivier - 2015
higher adjustment costs, due to the weaker governance and stricter regulation, the adjustment is significantly slower. Banks … ratios contributes to our understanding of which settings influence (i) the pro-cyclicality of capital regulation and (ii …
Persistent link: https://www.econbiz.de/10013038131
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Third Party Monitoring, Regulatory Compliance and Financial Reporting : Evidence from Banking
Dahl, Drew - 2021
Confidential examination files show that the likelihood of a bank to voluntarily choose to be externally audited under internal controls is positively associated with disciplinary actions imposed against it by supervisors and that such actions seldom involve financial reporting. This identifies...
Persistent link: https://www.econbiz.de/10013210745
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The impact of regulatory stress tests on bank lending and Its macroeconomic consequences
Bräuning, Falk; Fillat Comenge, José Luis - 2020 - This version: October 2020
We use an expansive regulatory loan-level data set to analyze how the portfolios of the largest US banks have changed in response to the Dodd-Frank Act Stress Test (DFAST) requirements. We find that the portfolios of the largest banks, which are subject to stress-testing, have become more...
Persistent link: https://www.econbiz.de/10012395110
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Window dressing systemic importance: evidence from EU banks and the G-SIB framework
Garcia, Luis; Lewrick, Ulf; Sečnik, Taja - 2021
Building on previous research, we study banks' balance sheet year‐end patterns in the European Union (EU) to assess the impact on supervisory measures of their systemic importance. We find that some global systemically important banks (G‐SIBs) in the EU compress their balance sheet at...
Persistent link: https://www.econbiz.de/10012498961