, we develop a model of the firm that is sensitive to the production and consumption of information (internal and external … to the firm). Links are made between what the firm does and where it does it in relation to the information systems that … good on these expectations depends on the degree to which financial institutions can effectively mobilise information at …

reflect contemporaneous information about bank riskin the United States and in Europe.2 In our study, we firstexamine the …

bankingindustry. This goal is served by taking a broad view of thepayments business and analyzing information provided bylarge bank … now furnish material onsources of noninterest income and the amounts earned thatis much more detailed than the information … filed in regularreports to supervisors. This information is used to estimatethe size of the payments area.[...] …

length of time between bank examinations affects thequality of information available to supervisors. For thesepurposes, we … define the quality of information in terms ofhow accurately the information from a prior examinationreflects the current … condition of a bank. Our analysisassumes that examination information incorporates twotypes of data: information available from …