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In Germany a public discussion on the power of banks has been going on for decades now with the term power having at least two meanings. On the one hand, it denotes the power of banks to control public corporations through direct shareholdings or the exercise of proxy votes this is the power of...
Persistent link: https://www.econbiz.de/10009765356
A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization based approach to large data sets for European and U.S. banks, we offer new empirical evidence that efficiency plays a key role in the transmission from competition to soundness....
Persistent link: https://www.econbiz.de/10011604978
We show that U.S. banks price deposits almost uniformly across their branches and that this pricing practice is crucial …
Persistent link: https://www.econbiz.de/10012430779
We investigate the impact of local banking market concentration on small and medium-sized enterprises' access to finance in Ukraine, as an under-researched case of a country where crime and corruption rates are high. We combine firm-level observations from the EBRD's BEEPS survey with unique,...
Persistent link: https://www.econbiz.de/10013136986
existence of overall economies of scale, we conclude that German banks may improve their profitability by increasing their asset … size and/or by consolidation. The increased banking profitability will not only come from monopolistic power (higher …
Persistent link: https://www.econbiz.de/10010296340
This paper analyzes efficiency and profitability in the Swiss banking sector over the period 1997-2019. We find strong … evidence for scale economies: for most banks in the sample, efficiency and profitability increase with bank size. Using an … profitability is likely causal. Scale economies have been more pronounced since 2010 than in the years prior to the global financial …
Persistent link: https://www.econbiz.de/10013269806
efficiency and profitability of banks. This study aims to examine the impact of the introduction of two major regulatory changes … performance, that is, profitability and efficiency. Considering bank size, the results show a diverse impact of regulation on bank … performance. Regarding large- and medium-sized banks, regulation positively affects both efficiency and profitability, whereas …
Persistent link: https://www.econbiz.de/10014288974
The analysis highlights the aspects of diversified market structures and of local, low-distance banking as advantageous for financial stability. Heterogeneity protects from uniform market behaviour. Local banking can better overcome the problem of asymmetric information, particular in SME...
Persistent link: https://www.econbiz.de/10012153544
performers, and new entrants - made substantial contributions to changes in profitability and capitalization of the U.S. banking …
Persistent link: https://www.econbiz.de/10001682506
Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis …' capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used … to test the effects of concentration, market power, bank size and operational efficiency on profitability. Efficiency is …
Persistent link: https://www.econbiz.de/10013152291