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Are covered bonds a substitute for mortgage-backed securities?
Carbó Valverde, Santiago; Rosen, Richard Joseph; … - In: Journal of economic policy reform 20 (2017) 3, pp. 238-253
Persistent link: https://www.econbiz.de/10011815994
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Price competition and concentration in search and negotiation markets : evidence from mortgage lending
Allen, Jason; Clark, Robert; Houde, Jean-François - 2012
This paper examines the impact of bank consolidation on mortgage rates in order to evaluate the extent to which … mortgage markets are competitive. Mortgage markets are decentralized and so rates are determined through a search and … mortgage market is fairly competitive. However, a decomposition of the aggregate treatment effect reveals important …
Persistent link: https://www.econbiz.de/10009487798
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Competition in the banking and non-banking sectors
Thomson, Craig (contributor) - 2008
Persistent link: https://www.econbiz.de/10003800531
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Consumer Lending Discrimination in the FinTech Era
Bartlett, Robert P. - 2019
mortgage credit risk by Fannie Mae and Freddie Mac. We find that lenders charge Latinx/African-American borrowers 7.9 and 3 …
Persistent link: https://www.econbiz.de/10012900731
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Do Fintech Shadow Banks Compete with Technological Advantages? Evidence from Mortgage Lending
Shen, Siyi; Wang, Sijie; Zheng, Xiang - 2022
Contrary to common perceptions, we find that fintech shadow banks do not possess technological advantages over traditional banks, which have had significantly more patent output and technology-based talent (digital capital) acquisitions over the past decade. Consequently, although fintech shadow...
Persistent link: https://www.econbiz.de/10014236486
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Consumer-lending discrimination in the FinTech Era
Bartlett, Robert P.; Morse, Adair; Stanton, Richard; … - In: Journal of financial economics 143 (2022) 1, pp. 30-56
Persistent link: https://www.econbiz.de/10013350619
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The rise of nonbanks and the quality of financial services : evidence from consumer complaints
Degerli, Ahmet; Wang, Jing - 2022 - This draft: July 2022
Persistent link: https://www.econbiz.de/10013414234
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Heterogeneity in the Effect of COVID-19 Mortgage Forbearance : Evidence from Large Bank Servicers
Shi, Lan - 2021
Mortgage forbearance, where monthly scheduled payments are paused, was widely activated in response to the COVID-19 … forbearance performance of residential mortgage loans held or serviced by largest national banks. We find that the forbearance …
Persistent link: https://www.econbiz.de/10013311718
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Social capital and mortgages
An, Xudong; El Ghoul, Sadok; Guedhami, Omrane; Levine, Ross - 2023
Persistent link: https://www.econbiz.de/10014382444
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Market concentration in fintech
Corbae, Dean; D'Erasmo, Pablo N.; Liu, Kuan - 2023
Persistent link: https://www.econbiz.de/10014308099