Showing 1 - 10 of 2,102
The global financial crisis dramatically transformed the market conditions in the banking industry. We construct a theoretical model of spatial competition that considers the differential information between lenders and loan applicants to explore how changes in the market structure affect the...
Persistent link: https://www.econbiz.de/10012908174
This paper investigates the size-efficiency relation of European cooperative banks during the 2006-2015 period. We … cooperative banks from 12 European countries. This work extends the existing literature by focusing on shape of size-efficiency … European cooperative banks are significantly more cost efficient than their bigger peers and that the size-efficiency relation …
Persistent link: https://www.econbiz.de/10011901962
financial intermediation and the supremacy of banks' efficiency. This study examines the concurrent effects of bank risk …, efficiency and cost of financial intermediation of Bangladeshi commercial banks. The Two-Step System GMM (2GMM) estimators of …-level, industry-level, and macroeconomic-level phenomenon. Efficiency gains cost the spread of banks' financial intermediation, and …
Persistent link: https://www.econbiz.de/10013184225
In this study, we examine quality of the lending decisions of public sector banks (PSBs) in India with a novel dataset which allows the identification of both the banks by the ownership types and their borrowers. We use a lender type prediction model where the bank type is determined by...
Persistent link: https://www.econbiz.de/10012932135
The convex payoffs for equity holders in a corporate structure results in agency costs and moral hazard problems. The implicit government guarantee for banks accentuates these. We believe that the Basel III related bail-in contingent convertible (CoCo) structures do only not solve these...
Persistent link: https://www.econbiz.de/10012994839
This paper empirically analyzes risk shifting in the banking industry. Specifically, we study whether risk shifting took place in the European Union's banking sector in 2002–2009. Taking into account the components of the financial structure of banks, we also identify the type of risk...
Persistent link: https://www.econbiz.de/10013065802
The objective of this research is to examine the inter-bank network of clients as a channel for credit risk transmission by groups of banks in Serbia characterized by different levels of credit risk (clusters). Two of the four observed groups of banks have experienced increase in NPLs through...
Persistent link: https://www.econbiz.de/10013407507
The paper attempted to investigate the effectiveness and the efficiency of the Swiss banking sector, through the … elaboration of solid econometric approaches focusing on solid scientific methodologies: effectiveness and efficiency. The two … favour of the Swiss banks. In fact, the present paper underlines that banks in Switzerland are acting with efficiency and …
Persistent link: https://www.econbiz.de/10010850314
French civil-law countries have higher levels of financial allocation efficiency. Inflation uncertainty, typical of floating … allocation efficiency. …
Persistent link: https://www.econbiz.de/10011410404
The study applies two-stage data envelopment analysis (DEA) and bootstrap to estimate the Profit Efficiency (PE) and … in efficiency, followed by foreign banks while the efficiency of Public sector banks was highest in 2008 showed …, Herfindahl-Hirschman Index(HHI), and ownership structure are significant determinants of bank efficiency. The study contributes …
Persistent link: https://www.econbiz.de/10012219526