The Bank of International Settlement document (BIS 2004) opened the door to the possibility of using, subject to … credit risk – the 'foundation' and 'advanced' approaches. As such, there is a different degree of bank 'autonomy' in the …

We examine the effects of the revised Basel II rules on bank managers’ discretionary behavior, specifically income …, we predict corporate bank managers to reduce risk-taking activities or increase income smoothing. Analysis of segmental …

Bank stability is an important aspect of financial stability, especially in bank-centric systems like that of …. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks … competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were …