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Young enterprises and bank credit denials
Mascia, Danilo V. - 2018
By employing a sample of 20,956 observations of non-financial SMEs headquartered in the Euro area, between 2009 and 2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our findings appear to confirm our suspicions that new...
Persistent link: https://www.econbiz.de/10011845249
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Commercial Banking Profitability in Post Communist Countries : The Role of Entrepreneurship: 1990-2004
Georgiou, Miltiades N. - 2009
as capitalists in the banking sector, since it is shown that entrepreneurship has a positive impact on banking …
Persistent link: https://www.econbiz.de/10013153485
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Information technology in banking and entrepreneurship
Ahnert, Toni; Dörr, Sebastian; Pierri, Nicola; Timmer, … - 2024
We study the importance of information technology (IT) in banking for entrepreneurship. Guided by a parsimonious model …. We present evidence consistent with banks’ IT adoption spurring entrepreneurship through a collateral channel …: entrepreneurship increases by more in IT-exposed counties when house prices rise. Further analysis suggests that IT improves banks …
Persistent link: https://www.econbiz.de/10015048384
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Banks' Market Power, Access to Finance, and Leverage
Bustamante, Maria Cecilia; D'Acunto, Francesco - 2021
How does lending-market competitiveness affect new firms' financing? Using a unique US representative panel of new firms, we document that in more concentrated local lending markets: (i) new firms are less likely to access credit; (ii) new firms have lower leverage; and (iii) the best performing...
Persistent link: https://www.econbiz.de/10013219271
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Complementarity and Financial Systems - A Theoretical Approach
Hackethal, Andreas R.; Tyrell, Marcel - Universität <Frankfurt, Main> / Fachbereich … - 1998
Individual financial systems can be understood as very specific configurations of certain keyelements. Often these configurations remain unchanged for decades. We hypothesize that thereis a specific relationship between key elements, namely that of complementarity. Thus,complementarity seems to...
Persistent link: https://www.econbiz.de/10005840402
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The mediating effect of entrepreneurs' competency on the relationship between bank finance and performance of micro, small, and medium enterprises (MSMEs)
Esubalew, Amare Abawa; Raghurama, A. - In: European research on management and business economics 26 (2020) 2, pp. 87-95
Entrepreneurial competencies are capabilities that the business mind people possess to create a new business idea or improve the existing one. Though the direct effect of entrepreneurs' competence on the performance of MSMEs was relatively researched, its mediating effect was not studied well....
Persistent link: https://www.econbiz.de/10012307934
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Public policy for start-up entrepreneurship with venture capital and bank finance
Keuschnigg, Christian; Nielsen, Søren Bo - 2003
the rest must resort to standard bank finance. We consider a number of policies to promote entrepreneurship and venture …
Persistent link: https://www.econbiz.de/10011514147
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Banks' Screening and the Leverage of Newly Founded Firms
Bustamante, Maria Cecilia - 2019
Banks finance newly-founded firms extensively despite severe asymmetric information. Whereas the demand for credit usually follows from entrepreneurs' lack of liquidity, we ask why and how banks supply credit to new firms of unknown value. We propose a model of credit allocation in which, due to...
Persistent link: https://www.econbiz.de/10012900619
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Gender Differences in Bank Loan Access : An Empirical Analysis
Calcagnini, Giorgio; Giombini, Germana; Lenti, Elisa - 2022
Traditionally female entrepreneurs report difficulties or higher costs in accessing bank credit. These difficulties can be either the result of supply side discrimination, or the lower profitability of female-owned firms than male-owned ones. This paper aims at analyzing the access to credit of...
Persistent link: https://www.econbiz.de/10013299513
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Principal-Agent Relationships in Multinational Banks - Evidence from Executive Appointments
Bogaard, Hein - 2013
Explanations for differences in the performance and behavior of domestic and foreign-owned banks are grounded in assumptions about the ability of parent banks to provide subsidiaries with capital and knowledge and the ability to manage asymmetric information and agency problems in the...
Persistent link: https://www.econbiz.de/10013082328