This research aims to empirically analyze the spatial distribution of bank-branch networks in Canada. We study the …

mortgage credit risk by Fannie Mae and Freddie Mac. We find that lenders charge Latinx/African-American borrowers 7.9 and 3 …

Mortgage forbearance, where monthly scheduled payments are paused, was widely activated in response to the COVID-19 … forbearance performance of residential mortgage loans held or serviced by largest national banks. We find that the forbearance …

This study is motivated by an ongoing controversy over banks' interest rate setting conduct in the Australian mortgage … banks set their mortgage interest rates on funding costs. We also confirm a declining transmission of the cash rate after … the GFC consistent with previous studies. Importantly, the close alignment of mortgage rates and international funding …

A green wave of regulations is headed for Canada’s banks. Regulators at home and abroad are generating new rules for … financial institutions regarding the monitoring, disclosure and mitigation of climate-related risks.In Canada, the Office of the …

imposes a set of no-arbitrage conditions on trades in the market. For Canada's Large-Value Transfer System, we show that while … distinct phases of both the Bank of Canada's operations as well as phases of the 2007-2008 financial crisis. We find that …