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With whom to merge?: A tale of the Spanish banking deregulation process

Lozano Vivas, Ana; Meléndez-Jiménez, Miguel A.; … - In: SERIEs : Journal of the Spanish Economic Association 2 (2011) 2, pp. 159-184

deregulation process. We find that once the geographic deregulation process finishes, inter-regional mergers between savings banks … will be mergers between savings and commercial banks. -- branch deregulation ; mergers ; optimal behavior ; Spanish banking …

Persistent link: https://www.econbiz.de/10009355559

With whom to merge? A tale of the Spanish banking deregulation process

Lozano-Vivas, Ana; Meléndez-Jiménez, Miguel A.; … - In: SERIEs - Journal of the Spanish Economic Association 2 (2011) 2, pp. 159-184

deregulation process. We find that once the geographic deregulation process finishes, inter-regional mergers between savings banks …

Persistent link: https://www.econbiz.de/10010317061

Explaining the interplay between merchant acceptance and consumer adoption in two-sided markets for payment methods

Huynh, Kim P.; Nicholls, Gradon; Shcherbakov, Oleksandr - 2019

The market for payment cards is inherently two sided. Consumers benefit from increased merchant acceptance of payment cards and vice versa. To quantify the interdependence of consumer and merchants or network externalities, we construct and estimate a structural two-sided model of a payment...

Persistent link: https://www.econbiz.de/10012058945

Diversification of Geographic Risk in Retail Bank Networks : Evidence from Bank Expansion after the Riegle-Neal Act

Aguirregabiria, Victor - 2016

The 1994 Riegle-Neal Act (RN) removed restrictions on branch-network expansion for banks in the United States. An important motivation was to facilitate geographic risk diversification (GRD). Using a factor model to measure banks' geographic risk, we show that RN expanded GRD possibilities in...

Persistent link: https://www.econbiz.de/10013007847

Consolidation and Market Structure in Emerging Market Banking Systems

Gelos, R.; Roldos, Jorge - 2021

This paper examines the evolution of market structure in emerging market banking systems during the 1990s. While significant bank consolidation has been taking place in these countries, reflected in a sharp decline in the number of banks, this process has not systematically been associated with...

Persistent link: https://www.econbiz.de/10013212306

The geographic flow of bank funding and access to credit : branch networks and local-market competition

Aguirregabiria, Victor; Clark, Robert; Wang, Hui - 2017

This paper studies the integration of deposit and loan markets, which may be constrained by the geographic dispersion of depositors, borrowers, and banks. This dispersion results in problems of asymmetric information, monitoring and transaction costs, which in turn may prevent deposits from...

Persistent link: https://www.econbiz.de/10011939571

Deregulation, Competition and Consumer Welfare in Banking Market : Evidence from Hong Kong

Ho, Chun-Yu - 2022

This paper examines competition among commercial banks following deregulation in a small open economy. I jointly … size is important for product differentiation. Following deregulation, bank competition intensifies and cost efficiency …

Persistent link: https://www.econbiz.de/10013292153

Merger Deregulation, Wages, and Inequality : Evidence from the U.S. Banking Industry

Aneja, Abhay; Krishnamurthy, Prasad - 2022

We study the effect of bank merger deregulation on market structure and wages in the banking industry. We show that … state deregulation of bank mergers and acquisitions increased the market share of large, multi-state banks and lowered wages …. Deregulation had no measurable effect on employment within the banking industry, and no direct effect on banking …

Persistent link: https://www.econbiz.de/10013403901

Financial market integration and loan competition : when is entry deregulation socially beneficial?

Kaas, Leo (contributor) - 2004

Persistent link: https://www.econbiz.de/10002555017

The effects of entry restrictions on bank performance in the United States

Jayaratne, Jith; Strahan, Philip E. - In: Performance of financial institutions : efficiency, …, (pp. 416-440). 2000

Persistent link: https://www.econbiz.de/10001554275

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