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The main purpose of the article is to present the role of information in bank management, in the aspect of credit risk … accompanying the bank performance. To prepare relevant risk analyses, comprehensive, reliable and up-to-date information is needed …. This should be obtained from numerous sources and by means of various techniques. Sources of information can be both …
Persistent link: https://www.econbiz.de/10013010917
This Article argues that information gaps—pockets of information that are pertinent and knowable but not currently … engage in any meaningful information gathering or analysis. The securities laws that prevail in the capital markets, however … comprehensive accounts of how the information-related incentives of equity and money claimants explain many core features of …
Persistent link: https://www.econbiz.de/10012969729
This paper investigates the effects of interbank rate uncertainty on lending rates to euro area firms. We introduce a novel measure of interbank rate uncertainty, computed as the cross-sectional dispersion in interbank market rates on overnight unsecured loans. Using proprietary bank-level data,...
Persistent link: https://www.econbiz.de/10013315349
This paper investigates the effects of interbank rate uncertainty on lending rates to euro area firms. We introduce a novel measure of interbank rate uncertainty, computed as the cross-sectional dispersion in interbank market rates on overnight unsecured loans. Using proprietary bank-level data,...
Persistent link: https://www.econbiz.de/10012059036
Using a theoretical model that assumes heterogeneity in lenders' screening ability and in borrowers' investment horizon, we show that fintech loans to entrepreneurs are more likely to be unsecured and short-term while bank loans are expected to be asset-backed and long-term. The findings suggest...
Persistent link: https://www.econbiz.de/10013294499
Persistent link: https://www.econbiz.de/10011930112
Persistent link: https://www.econbiz.de/10011386633
relationships with more competitive and skilled banks rather than banks that have easier access to private information about the …
Persistent link: https://www.econbiz.de/10011605069
and skilled banks rather than banks that have easier access to private information about the firms. These results are …
Persistent link: https://www.econbiz.de/10003832012
This study examines the impact of credit rating upgrades and downgrades on six comprehensive banks' asset classes, profitability, leverage and size using data from the Federal Deposit Insurance Corporation's call reports and Bloomberg over the period 1989-2008. In summary, the results suggest...
Persistent link: https://www.econbiz.de/10013115975