The aim of this study is to examine the effect of the educational qualifications of bank personnel on Turkish banks … Provisions, which are the credit risk indicators of the bank, decreased with the increase in the ratio of personnel with …

How much of the heterogeneity in bank loan pricing is explained by disparities in banks' attitude towards risk? The … answer to this question is not simple because there are only very weak proxies for gauging the degree of a bank's risk … confirm that disparities in market power, banks' funding costs, and banks' funding risks are re ected in bank lending rates …

optimal decision making. Introducing a bank into the market increases total wealth due to the appearance of a portfolio effect …