This article examines the loan rate-setting behavior of German banks for a large variety of retail and corporate loan products. We find that a bank’s operational efficiency is priced in bank loan rates and alters interest-setting behavior. Specifically, we establish that a higher degree of...

Grundlagen -- Theoretische Grundlagen und Existenz von Banken -- Der Kredit -- Einlagen (Depositen) -- Grundlagen des Bankmanagements -- Grundlagen der Regulierung -- Liquiditätsrisiken -- Ausfallrisiken -- Preisrisiken -- Operationelle Risiken -- Internes Rechnungswesen -- Externes Rechnungswesen