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Women's Access to Credit in France : How Microfinance Institutions Import Disparate Treatment from Banks

Cozarenco, Anastasia - 2014

This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with...

Persistent link: https://www.econbiz.de/10013059795

Does FinTech substitute for banks? : evidence from the Paycheck Protection Program

Erel, Isil; Liebersohn, Jack - 2020

New technology promises to expand the supply of financial services to small businesses poorly served by the banking system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the Paycheck Protection Program (PPP). We find that FinTech is...

Persistent link: https://www.econbiz.de/10012244555

The Effect of State Solvency on Bank Values and Credit Supply : Evidence from State Pension Cut Legislation

Cohen, Lee J. - 2017

We find the financial condition of states impacts bank credit supply through their municipal bond holdings. In particular, we treat sudden political and statutory actions during the 2011 union bargaining rights debates in Wisconsin and Ohio as exogenous shocks to state solvency. We show bank...

Persistent link: https://www.econbiz.de/10012974923

Individual pension products offered by banks in Poland : a multidimensional comparative analysis

Rutecka-Góra, Joanna - In: Financial internet quarterly 17 (2021) 4, pp. 91-104

The supplementary old-age pension system in Poland consists of group and individual plans. This research covers the … Poland and may serve as either a stimulator or a barrier in the development of supplementary old-age pension provision. …

Persistent link: https://www.econbiz.de/10012990367

Better Micro Financers in Pakistan, Banks or Financial Institutions

Subhani, M.I. - 2011

The paper is an emphasis on the financial sustainability of micro financing in Pakistan where Banks and institution use different products & services that help in reducing the poverty by cooping up with subjective & objective poverty, this study found that banks were more commercialized in terms...

Persistent link: https://www.econbiz.de/10013131974

Tools of Russian Financial Stability

Kiss, Gábor Dávid - 2010

. This study deals with the operation of the Stability Fund, including the effects of raw material prices, the pension system … and aspects of the capital markets. The Russian version of the multi-pillar pension system puts the emphasis on financial … pension funds has ensured a market for its own debt …

Persistent link: https://www.econbiz.de/10013142768

Regulation, credit risk transfer, and bank lending

Pausch, Thilo; Welzel, Peter - 2011

We integrate Basel II (and III) regulations into the industrial organization approach to banking and analyze lending behavior and risk sensitivity of a risk-neutral bank. The bank is exposed to credit risk and may use credit default swaps (CDS) for hedging purposes. Regulation is found to induce...

Persistent link: https://www.econbiz.de/10010291748

Banks' regulatory buffers, liquidity networks and monetary policy transmission

Merkl, Christian; Stolz, Stéphanie - 2006

Based on a quarterly regulatory dataset for German banks from 1999 to 2004, this paper analyzes the effects of banks’ regulatory capital on the transmission of monetary policy in a system of liquidity networks. The dynamic panel regression results provide evidence in favor of the bank capital...

Persistent link: https://www.econbiz.de/10010295189

Evaluating the German bank merger wave

Koetter, Michael - 2005

German banks experienced a merger wave throughout the 1990s. However, the success of bank mergers remains a continuous matter of debate. In this paper we suggest a taxonomy as how to evaluate post-merger performance on the basis of cost efficiency (CE). We categorise mergers a success that...

Persistent link: https://www.econbiz.de/10010295905

Finance and growth in a bank-based economy: is it quantity or quality that matters?

Koetter, Michael; Wedow, Michael - 2006

With this paper we seek to contribute to the literature on the relation between finance and growth. We argue that most studies in the field fail to measure the quality of financial intermediation but rather resort to using proxies on the size of financial systems. Moreover, cross-country...

Persistent link: https://www.econbiz.de/10010295910

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