Showing 1 - 10 of 2,756
This study investigates the relationship between profitability and market power in the banking sector using data from the financial reports of the banks that operated in Serbia and Montenegro, covering the period from the first quarter of 2010 to the last quarter of 2019. In order to investigate...
Persistent link: https://www.econbiz.de/10012805908
competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize … competition. Although market changes are reflected in a reduced number of banks while a change in the dispersion of market shares …
Persistent link: https://www.econbiz.de/10012548965
competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize … competition. Although market changes are reflected in a reduced number of banks while a change in the dispersion of market shares …
Persistent link: https://www.econbiz.de/10014558445
Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis. It has become clear that these profits were on shaky grounds and also that bank profits were not used to buttress banks' capital bases. This paper analyses the effects of...
Persistent link: https://www.econbiz.de/10013152291
This paper analyzes the degree of concentration and competition in the Serbian banking sector during the 2010 … suitable conditions for the development of healthy competition among them. However, the approximation of the indices to …
Persistent link: https://www.econbiz.de/10012842899
This paper investigates how competition affects the double-bottom-line performance of microfinance institutions (MFIs …). While classical economic theory highlights that competition enhances efficiency and benefits both customers and firms, we … period (2005–2014), we find that competition has an adverse effect on MFIs' economic sustainability and that competition …
Persistent link: https://www.econbiz.de/10012843089
We document substantial time-series and cross-sectional variation in branch-level deposit account interest rates, maintenance fees, and fee thresholds, and examine whether variation in bank concentration helps explain variation in these prices. HHI alone is not correlated with any of the outcome...
Persistent link: https://www.econbiz.de/10012903715
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …
Persistent link: https://www.econbiz.de/10012895126
Exploiting differential interstate branching deregulation across contiguous counties of adjacent states, we investigate the effect of entry threat on incumbent banks' loan loss provisions. Incumbents exposed to entry threat have offsetting incentives; lower provisions make their loan...
Persistent link: https://www.econbiz.de/10012974743
competition in the financial sector. The analysis shows that it is not likely that standard products will increase competition in …
Persistent link: https://www.econbiz.de/10013026170