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This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10012584137
This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …. Subsequently, we analyze whether the 2014 financial reform had an effect on some of our competition measures. We use ordinary and … supporting the idea that the reform had a positive average effect and increased banks competition intensity during a few years …
Persistent link: https://www.econbiz.de/10014236496
. Concentration ratio also can be used as competition measurement. It is known as a structural measure of competition. Using the … structural measure, a lower competition that is shown by higher concentration ratio is associated with lower profitability. This … research also analyses the relationship between competition and bank profitability using Lerner index as a non …
Persistent link: https://www.econbiz.de/10012145402
markets, especially in productive sectors. In this way, analysing the competition in this sector is an important tool for … the degree of competition in the Ecuadorian private banking sector divided by size, from 2000 to 2015, using panel data …, small and medium-sized banks operate in monopolistic competition, and Ecuadorian small, medium-sized and large banks stay in …
Persistent link: https://www.econbiz.de/10012433952
-2006. The results show that banks in China operate under a system of monopolistic competition in general. The disaggregated … analyses suggest that the intensity of competition in the core market for bank lending increased after China's World Trade … Organisation accession and alongside interest rate liberalisation. However, it seems that competition has become less intense in …
Persistent link: https://www.econbiz.de/10013157012
The quiet life hypothesis posits that firms with market power incur inefficiencies rather than reap monopolistic rents. We propose a simple adjustment to Lerner indices to account for the possibility of foregone rents to test this hypothesis. For a large sample of U.S. commercial banks, we find...
Persistent link: https://www.econbiz.de/10013091702
Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local banking industrial organization and its economic consequences. We document a novel trade-off: the potential benefits of deregulation are adversely mitigated by entrant banks'...
Persistent link: https://www.econbiz.de/10012900427
We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … ask two questions: i) how does capital regulation affect (endogenous) entry; and ii) how do (exogenous) changes in the … competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the …
Persistent link: https://www.econbiz.de/10011348715
Using comprehensive loan-level data in China, we investigate how the deregulation on bank entry barriers alters local banking industrial organisation and its economic consequences. We document a novel trade-off: the potential benefits of deregulation are adversely mitigated by entrant banks’...
Persistent link: https://www.econbiz.de/10013313377
(IBBEA) to examine how increases in competition affect incumbents' voluntary disclosure choices. States implemented the IBBEA … over several years and to varying degrees, allowing us to identify the effect of increased competition on the voluntary … disclosure decisions of both public and private banks. We find that increases in competition are associated with an increase in …
Persistent link: https://www.econbiz.de/10012905565