. The profit efficiency of banks has been improved after year 2000 while the cost efficiency of them decayed during the same … deposits-to-assets ratio tend to have low volatility of the cost efficiency. The high deposits-to-assets ratio also helps … reduce the volatility of the profit efficiency. Consequently, according to the empirical results, the privatization of the …

A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most … techniques for retail banking, like bank-ICT and rating systems. The detailed comparison of a savings bank with a big bank …