following the financial crisis reduce personal borrowing and are consequently more likely to exit their firm. Exposure to the …

the degree of complexity of banking organizations and potential valuation errors pre-crisis …

We study the importance of information technology (IT) in banking for entrepreneurship. Guided by a parsimonious model …. We present evidence consistent with banks’ IT adoption spurring entrepreneurship through a collateral channel …: entrepreneurship increases by more in IT-exposed counties when house prices rise. Further analysis suggests that IT improves banks …

argument for treating banks as public good. Banks received a great support from governments as a result of the subprime crisis …. G-20 and European Commission recommended new regulations for this sector after crisis. As consequence of banking …

efficiency. This suggests that government-coordinated consolidation of banks, especially in a post-crisis environment, results in …