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The following is a summary of potential Information Communication Technology (ICT) strategies that can be employed to position banks to be successful in developing alternate delivery channels. The goal of this document is to highlight what ICT Technologies and high-level processes, objectives,...
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sample selection, alternative measures of bank efficiency and risk, alternative estimation methods, and omitted variable … rise in non-interest income efficiency. In reference to risk management, online channel adoption weakens the loan quality …Online banking has become an important distribution channel for commercial banks. We construct a bank …
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