U.S mortgage market. We assemble a loan-level dataset that covers the trajectory of mortgages from application to …

We characterize the large number of mortgage offers for which people qualify in the United Kingdom. Very few pick the … dispersion in the mortgage menu is consistent with banks price discriminating for borrowers who might pick poorly, while …

mortgage tax from being levied on borrowers to being levied on banks; (ii) some areas, for historical reasons, were exempt from … results: First, after the policy change, the average mortgage rate increases consistently with a strong - but not complete …-full tax pass-through, the tax shift increases banks' risk-taking. More affected banks reduce costly mortgage insurance in case …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

We examine the closeness of relationships between households and their mortgage lenders using survey data which provide …. Our analysis is based on a sample of 470 households which have a mortgage and multiple bank relations, allowing us to … compare mortgage relations and non-mortgage relations for the same households. We find that mortgage relations are used for a …

% for home-owning households and 40% for mortgage holders. Even though defaults have so far been limited, mortgage …

researchers to depend on data from insurance company portfolios or the commercial mortgage backed securities (CMBS) market …

In fall 2008, the Federal Housing Finance Agency (FHFA) placed mortgage giants Fannie Mae and Freddie Mac in … one hand, the FHFA is tasked with stabilizing the secondary mortgage market and providing access to mortgage credit …. Achieving this task encourages Fannie and Freddie to absorb some mortgage-related losses. On the other hand, the FHFA is tasked …

This study is motivated by an ongoing controversy over banks' interest rate setting conduct in the Australian mortgage … banks set their mortgage interest rates on funding costs. We also confirm a declining transmission of the cash rate after … the GFC consistent with previous studies. Importantly, the close alignment of mortgage rates and international funding …