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Enhancing the financing of the real economy and financial stability in the United Kingdom
Havrylchyk, Olena; Kierzenkowski, Rafał - 2015
The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting both weak demand and tighter supply. New prudential requirements have improved the resilience of the banking sector and a number of measures were taken to support credit supply....
Persistent link: https://www.econbiz.de/10011399564
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Making the banking sector more resilient and reducing household debt in the Netherlands
Kierzenkowski, Rafał; Havrylchyk, Olena; Beynet, Pierre - 2014
% for home-owning households and 40% for mortgage holders. Even though defaults have so far been limited, mortgage …
Persistent link: https://www.econbiz.de/10010464961
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Stress testing the German mortgage market
Barasinska, Nataliya; Haenle, Philipp; Koban, Anne; … - 2019
This paper presents a framework for estimating losses in the residential real estate mortgage portfolios of German …-trigger hypothesis of mortgage defaults. In order to analyse the possible credit losses stemming from residential mortgage lending we … to 2020 for the whole German banking sector. Our results show that loss rates in the residential mortgage portfolios of …
Persistent link: https://www.econbiz.de/10012012997
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Bank Concentration, Mortgage Lending and House Prices
Dursun-de Neef, H. Özlem - 2020
This paper studies the link between banks' geographic concentration and the growth in mortgage lending during the boom … concentrated banks experience less excessive expansion and contraction in mortgage supply during the boom and the following bust …
Persistent link: https://www.econbiz.de/10012849100
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Credit supply: identifying balance-sheet channels with loan applications and granted loans
Jiménez, Gabriel; Ongena, Steven; Peydró, José-Luis - 2010
all loans granted in Spain. We find that during the period analyzed both worse economic and tighter monetary conditions …
Persistent link: https://www.econbiz.de/10003972699
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Drivers of Productivity in the Spanish Banking Sector : Recent Evidence
Galán, Jorge - 2020
the banking sector such as the one experienced in Spain. Overall, we find that following a period of continued growth …
Persistent link: https://www.econbiz.de/10012840089
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Drivers of Productivity in the Spanish Banking Sector : Recent Evidence
Castro, Christian E. - 2019
the banking sector such as the one experienced in Spain. Overall, we find that following a period of continued growth …
Persistent link: https://www.econbiz.de/10012870666
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Credit supply - Identifying balance-sheet channels with loan applications and granted loans
Jiménez, Gabriel; Ongena, Steven; Peydró, José-Luis; … - 2010
all loans granted in Spain. We find that during the period analyzed both worse economic and tighter monetary conditions …
Persistent link: https://www.econbiz.de/10011605225
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A macroprudential framework for the early detection of banking problems in emerging economies
Loser, Claudio M.; Kiguel, Miguel A.; Mermelstein, David - 2010
This paper develops an analytical framework that can be used to anticipate problems in the banking system and enable supervisors to take mitigating actions at an early stage. This paper has two components. First, it develops an early warning indicator that is intended to capture a number of the...
Persistent link: https://www.econbiz.de/10011283443
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A macroprudential framework for monitoring and examining financial soundness
Schou-Zibell, Lotte; Albert, Jose Ramon; Song, Lei Lei - 2010
This paper describes concepts and tools behind macroprudential monitoring, and the growing importance of macroprudential tools for assessing the stability of financial systems. This paper also employs a macroprudential approach in examining financial soundness and identifying its determinants....
Persistent link: https://www.econbiz.de/10010529694