Abstract: It is by now commonly understood that healthy banking systems require not only more insightful regulation and supervision but a new emphasis on market discipline. In this regard a rapidly growing body of research has focused on both measures internal to the firm the bank –...

Fintech is transforming financial markets in both developed and developing countries by opening up opportunities for people with limited access to traditional financial services. While some researchers are pessimistic about Fintech, others have likened its potential impact to that of the...