“If the poverty of the poor be caused not by laws, but by our institutions, great is our sin”, wrote Charles Darwin. Bank as an institution, especially a rural bank in India has always been considered as a ‘Messiah' in the national agenda of poverty eradication. This national assignment...

Living in the technological era, we see that traditional banking is driving us towards the cancer of corruption and it is incomprehensible. Corruption in the Indian banking system has slightly lowered since the launching of the Digital India Campaign. When the government of India made its first...