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Ribaj, Artur - 2022

This study skims the much debatable issue of customer satisfaction (quality matching expectations) in the banking system, as for banks are the main actors of the Albanian financial system. In fact, the customer satisfaction in the banking sector is an important criterion for customer to...

Persistent link: https://www.econbiz.de/10013292521

Bank Accounts, Bank Concentration and Mobile Money Innovations

Asongu, Simplice; Odhiambo, Nicholas - 2023

The present study investigates how increasing bank accounts and bank concentration affect mobile money innovations in 148 countries. It builds on scholarly and policy concerns in the literature that increasing bank accounts may not be having the desired effects on financial inclusion on the one...

Persistent link: https://www.econbiz.de/10014355211

A New Proposal to Reduce Banks’ Inefficient Risk-Taking Behavior : Convertible/Bail-Inable Dividend Bonds

Doluca, Hasan - 2023

The proposal “Convertible/Bail-inable Dividend Bonds“ aims to reduce limited liability of bank owners: We propose that part (or the whole) dividends of the banks are not paid out cash to the equity holders. The dividends of the banks are given to the supervisory authority, which issues...

Persistent link: https://www.econbiz.de/10014352690

Bank accounts, bank concentration and mobile money innovations

Asongu, Simplice; Odhiambo, Nicholas M. - 2023

Persistent link: https://www.econbiz.de/10014265914

Banks versus Informal Financial Institutions : An Investigation into Financial Services by Households in Ghana

Akpandjar, George - 2014

Banks have continued to close their rural branches whiles setting up new urban branches in Ghana. Some studies have concluded this trend is due to reorientation towards serving big businesses in urban areas. Numerous informal financial institutions have also emerged at the same time in rural...

Persistent link: https://www.econbiz.de/10013060511

Borrowing alternatives for households in Lithuania : current situation, trends and challenges

Taujanskaitė, Kamilė; Karklytė, Ieva - In: Business, mangagement and economics engineering : BMEE 19 (2021) 2, pp. 389-411

limitations - the empirical study relies on the country's macroeconomic indicators that influence household borrowing. Such … useful for the future research within the household borrowing trends, especially in Peer-to-Peer platforms, and specifically …/Value - household borrowing, the credit market and the P2P platforms are widely analysed by both academics and financial institutions …

Persistent link: https://www.econbiz.de/10013348705