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The banking sector in the United Kingdom (UK) was deeply affected by the crisis. Bank credit has collapsed reflecting both weak demand and tighter supply. New prudential requirements have improved the resilience of the banking sector and a number of measures were taken to support credit supply....
Persistent link: https://www.econbiz.de/10011399564
located closer to the household than non-mortgage relations. Examining the heterogeneity of mortgage relations across …
Persistent link: https://www.econbiz.de/10010407637
information policies significantly affects household financial assets. We use these policies as instruments to estimate the effect …
Persistent link: https://www.econbiz.de/10010426008
this end, we use a unique panel dataset that enables us to infer household's bank switching, in conjunction with a legal …
Persistent link: https://www.econbiz.de/10012855739
dataset from Bank of Italy Survey on Household Income and Wealth that follows the households and their bank(s) over time …. Focusing on the features of the household-bank relationship, we find that using more than a single bank, as well as the …
Persistent link: https://www.econbiz.de/10013033005
This paper studies a type of mortgage applications in which household applicants reject offers from lenders. We find …
Persistent link: https://www.econbiz.de/10013033170
We use a novel, household opinions-based measure – Public Confidence in a Bank – to explore the role of bank-level and …
Persistent link: https://www.econbiz.de/10012891928
In this article we assess the economic problem of trust in banks employing unique survey evidence from Spanish bank customers. Almost no studies have been able to evaluate the impact of bank customers´ perceptions about banks on trust in the financial system, controlling simultaneously for the...
Persistent link: https://www.econbiz.de/10013077776
I show that disruptions to personal sources of financing, aside from commercial lending supply shocks, impair the survival and growth of small businesses. Entrepreneurs holding deposit accounts at retail banking institutions that defaulted following the financial crisis reduce personal borrowing...
Persistent link: https://www.econbiz.de/10011574742
Persistent link: https://www.econbiz.de/10012222121