2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our … the issue of sample selection bias potentially affecting our data. Additional tests also reveal that credit constraints … viability of credit and, thus, ensure the growth of young businesses in the Euro area. …

Bank Investment Survey (EIBIS), to disentangle the effects of borrowers' and lenders' financial weakness on the … satisfaction with the loan contracted. The dataset matches survey data of non-financial firms about their satisfaction with bank … determining firm satisfaction with bank loan financing: non-financial firms with weaker finances and those financed by weaker …

suggests that the current Basel III requirement on liquidity ratio can decrease bank's risking-taking behavior while not …Objective - This paper uses a sample of annual observations of European banks to examine whether the liquidity risk … affects a bank's risk-taking behavior and its future loan growth.Methodology – A sample of European banks (27 member countries …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

This paper uses a unique dataset where credit rejections experienced by euro area firms are matched with firm and bank … characteristics. This allows us to study simultaneously the role that bank and firm weakness had in the credit reduction observed in … strong determinants of credit rejections, in the crisis period bank weakness made it harder to obtain external finance for …

. Finally, compression of financial wedges, increasing credit risks, and higher liquidity-capital requirements (over 2021 …This document analyses monetary policy effects on transmission of credit interest rates in Colombia with particular … attention to the period of global liquidity spurred by the COVID-pandemic during 2020-2022. Challenges for banks operating in …

This study investigates whether fluctuations in credit supply in a macroeconomy and a relational bank's financial … effects of credit market tightness are more evident for small firms. Examining firm-bank matched data, we also find that … firms adjust their capital structure slower during credit contraction periods than during other periods, and that the …