How can competition enhance bank soundness? Does competition improve soundness via the efficiency channel? Do banks … through which competition contributes to bank soundness. In a final examination of banks' heterogeneous responses to … heterogeneously respond to competition? To answer these questions, we exploit an innovative measure of competition [Boone, J., A New …

Switching costs are a leading cause of customer lock-in in banking, reducing the extent of competition and increasing … microdata. The estimates obtained here-using bank accounting information collected on a quarterly basis from 2009 to 2011 …. Additionally, there is some evidence that much of a bank's market share is due to its continued relationships with customers over …

We investigate the trade-off between financial stability and competition policy by focusing on the merger of ABN AMRO … and Fortis Bank NL in the Dutch retail banking market. The financial crisis delayed the completion of the merger giving … products using a random-coefficients logit model. On the supply side we assume Bertrand Nash competition in a multiproduct …

We analyze the role of bank mergers as determinants of the evolution of branch presence at the county level. Panel …- and post-crisis. The results indicate that bank mergers contributed to the increase of branches in the pre-crisis period …

deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it …