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We use a new regulatory dataset to measure the intensity competition in the UK deposit-taking sector. The novelty of … this study is two-fold. First, the dataset allows us to explore trends in competition intensity over an extended, 24-year …. Second, we take a portmanteau approach and estimate a number of different performance-based competition measures common in …
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This paper tests for the existence of market power in banking, using data on demand deposit rates of households and corresponding market rates in five euro area countries. An implicit measure for market power is based on a partial adjustment model that also allows for an asymmetric response of...
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In this paper we investigate competition in banking systems in the EU27 as a whole for the period 2004 – 2010, but also … estimate a non-structural indicator of banking competition, using the H-statistic indicator that is estimated using bank …-level data. Also, we apply two tests of convergence, β- and σ-convergence, for assessing competition evolution during the …
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In Germany a public discussion on the power of banks has been going on for decades now with the term power having at … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of …
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