This article aims to benchmark the degree of regulation on Indian banks after a decade of liberalization of banking sector carried out in the 1990s. It considers seven dimensions of regulatory powers and develops an index to measure the level of regulation on Indian banks. The level of this...

Lack of access to finance is often cited as a key reason why poor people remain poor. This paper uses data on the Indian rural branch expansion program to provide empirial evidence on this issue. Between 1977 and 1990, the Indian Central Bank mandated that a commercial bank can open a branch in...

Many rural banks have sustained heavy losses because of poor credit activities. The main objective of the research was credit management of rural banks in Ghana. Specific objectives were to investigate how non- Supervision of borrowers influences the loan repayment, to establish how the...