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Exporting is not only an activity in need of financing, but also a knowledge-intensive activity. Using firm-level destination country-specific export data and bank branch data from China, we find that foreign banks can significantly promote local firms’ export toward the destination country...
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This paper analyzes costly favoritism related to physical attractiveness and gender in bank loan markets using a market structure-based method. The rationale is that a concentrated market provides more space for loan officers to discriminate against a certain group of borrowers. Using several...
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We study how information sharing between banks influences the geographical clustering of branches. A spatial oligopoly model first explains why branches cluster and how information sharing impacts price competition and equilibrium clustering. With data on 59,333 branches of 676 banks in 22...
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