Banking regulations intend to protect the interest of depositors, reduce the risk of bank failures, minimize the moral hazard, and strengthen the financial stability by controlling the behavior of financial system participants and by building financial buffers. In countries like India, where...

Empowering people by providing access to affordable banking services is the basic objective of financial inclusion. Microcredit plays a significant role in the process. The focus of this study was to understand the importance of the scale and delivery models on the cost of microcredit and to...

The cooperative movement is one of the most successful models globally for organising and conducting a wide cross-section of economic activities through a social enterprise. With its quintessential vision of balancing the typical profit goals with broader social objectives, the cooperative...

Built-in jeopardy in the operations of banks due to their fiduciary responsibility, high leverage, and liquidity gaps necessitates that their financial position and performance remain stable and healthy. The regulatory nudge towards capital adequacy for banks has been intended to make them...

The theory and practice of central banking reflect a symbiotic relationship that has gradually evolved along with the financial system. An important milestone has been a heightened focus on financial stability and a greater appreciation of the importance of macro-prudential policy in central...