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-quality services, and customers can enjoy more convenient banking operations. The COVID-19 pandemic has posed a serious threat to India …
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The Banking sector India has been succeeding in implementing IT enabled techniques for its operation for last few years … adversely challenged the banking sector in India. Earlier the banking customers used to visit the bank branches to avail banking … purpose, we have analyzed the overall inward and outward mobile banking transactions of banks in India and mainly the mobile …
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This paper examines how bank culture helps to mitigate the impact of COVID-19 on banks’ default risk. Using 2,667 quarterly earnings call transcripts for a sample of 161 US Bank Holding Companies, we find that a stronger bank culture reduces banks’ default risk following COVID-19 shock. In...
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The global spread of COVID-19 in 2020 has led to a decrease in lending and an increase in bank credit risk due to a decline in debtor performance. As an effort to mitigate this impact, banking authorities in various countries have issued guidelines related to easing loan terms and conditions for...
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