An empirical study using an early-warning bank failure prediction model and call-report data to predict deterioration in a bank's condition.

Under depositor-preference laws, depositors' claims on the assets of failed depository institutions are senior to unsecured general-creditor claims. As a result, depositor preference changes the capital structure of banks and thrifts, thereby affecting the cost of capital for depositories....

An analysis of U.S. bank failures between 1984 and 1989 that uses a single-equation logit model to discriminate between samples of failed and nonfailed banks for each year in that period.

Everyone recognizes the need to have a credible resolution regime in place for financial companies whose failure could harm the entire financial system, but people disagree about which regime is best. The emergence of the parallel banking system has led policymakers to reconsider the dividing...

Systemic banking crises can have devastating effects on the economies of developing or industrialized countries. This Policy Discussion Paper reviews the factors that weaken banking systems and make them more susceptible to crises.

One of the changes introduced by the sweeping new financial market legislation of the Dodd–Frank Act is the provision of a formal process for liquidating large financial firms—something that would have been useful in 2008, when troubles at Lehman Brothers, AIG, and Merrill Lynch threatened...

A discussion of the hypotheses that high levels of interbank exposure reduce the safety and soundness of the banking system and that interbank exposure affects the ability of the FDIC to use market discipline as a constraint on banks' risk-taking, with comment on Fourth Federal Reserve District...

An examination of the contributions of economic and managerial factors to commercial bank failures in the 1980s.

A critical analysis of the probable effects of national depositor preference--a provision of the Omnibus Budget Reconciliation Act of 1993--showing that although the FDIC may experience some cost savings in the short term, the long-term benefits are likely to be greatly diminished.