This paper analyzes the effects of bank mergers on bank-firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …

In this paper we analyze the effect of bank capital on lending expansion and contraction for nearly 150 years in Spain …. We fi rst build up thoroughly a measure of bank leverage (i.e. the capital to assets ratio) for the Spanish banking … sector starting in year 1880. Then, we run a proper econometric test to analyze the impact that bank capital levels have on …