sensitivity of bank credit to prior borrowing-firm performance increases after China's WTO entry. This sensitivity increase is … that the stringency of bank screening of borrowers in China increased with greater banking sector competition …We analyze the relationship between greater bank competition and the screening of potential borrowers. Using a large …

-country staggered geographic variation in the policy of foreign bank lending in China. The paper finds that after foreign bank entry …This paper studies the impact of foreign bank entry on domestic firms' access to bank credit using a within … profitable firms use more long-term bank loans; whereas firms with higher value of potential collateral do not. It also finds …

a syndicate rather than partner with a foreign-owned bank, and they demonstrate different motivations when extending SLs …