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This paper examines the relationship between the Community Reinvestment Act (CRA) and bank branching patterns, measured …. Between 2009 and 2017, there was a larger decline in the number of bank branches in lower-income neighborhoods than in more … factors that influence bank branching decisions, we find generally consistent evidence that the CRA is associated with a lower …
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This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed CRA eligibility status across the country because of an exogenous policy shock in 2013. The results of...
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