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Lending standards and borrowing premia in unsecured credit markets
Dempsey, Kyle P.; Ionescu, Felicia - 2021
Persistent link: https://www.econbiz.de/10012609347
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Does Loan Maturity Matter in Risk-Based Pricing
Kuvíková, Gabriela - 2015
This paper investigates the role of loan contract terms in the performance of consumer credit. Taking advantage of a sample of accepted and rejected consumer loans from a Czech commercial bank, I estimate the elasticity of loan demand and find that borrowers with a high probability of default...
Persistent link: https://www.econbiz.de/10013022676
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Are lenders using risk-based pricing in the Italian consumer loan market? : he effect of the 2008 crisis
Magri, Silvia - In: The journal of credit risk : published quarterly by … 15 (2019) 1, pp. 27-65
Persistent link: https://www.econbiz.de/10012100570
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Borrowing alternatives for households in Lithuania : current situation, trends and challenges
Taujanskaitė, Kamilė; Karklytė, Ieva - In: Business, mangagement and economics engineering : BMEE 19 (2021) 2, pp. 389-411
limitations - the empirical study relies on the country's macroeconomic indicators that influence household borrowing. Such … useful for the future research within the household borrowing trends, especially in Peer-to-Peer platforms, and specifically …/Value - household borrowing, the credit market and the P2P platforms are widely analysed by both academics and financial institutions …
Persistent link: https://www.econbiz.de/10013348705
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Macroeconomic determinants of loan defaults : evidence from the U.S. peer-to-peer lending market
Nigmonov, Asror; Shams, Syed; Alam, Khorshed - In: Research in international business and finance 59 (2022), pp. 1-13
Persistent link: https://www.econbiz.de/10013402072
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A comparison of customers profile and default probabilities of consolidated and non-consolidated loans in the peer-to-peer lending market
Islam, Muhammad Rofiqul; Otake, Toshitsugu - In: Bank parikrama : a journal of banking & finance : … 46 (2021) 3/4, pp. 5-30
Persistent link: https://www.econbiz.de/10013415990
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Exclusion, competition, and regulation in the retail loan market
Melnik, Arie; Shy, Oz - In: Journal of banking & finance 52 (2015), pp. 189-198
Persistent link: https://www.econbiz.de/10011377369
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Fed liftoff and subprime loan interest rates : evidence from the peer-to-peer lending market
Bertsch, Christoph; Hull, Isaiah; Zhang, Xin - 2016
On December 16th of 2015, the Fed initiated "liftoff," raising the federal funds rate range by 25 basis points and ending a 7-year regime of near-zero rates. We use a unique dataset of 640,000 loan-hour observations to measure the impact of liftoff on interest rates in the peer-to-peer lending...
Persistent link: https://www.econbiz.de/10011457389
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Interest rate spreads in Estonia: different stories for different types of loan
Kukk, Merike; Levenko, Natalia - 2022
Persistent link: https://www.econbiz.de/10013366485
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What if borrowers stop paying their loans? : investors’ rates of return on a peer-to-peer lending platform
Chen, Pei-Fen; Lo, Shihmin; Tang, Hai-Yuan - In: International review of economics & finance : IREF 77 (2022), pp. 359-377
Persistent link: https://www.econbiz.de/10013332404