Altruistic peer-to-peer lending, or crowd-sourced Internet microfinance, exposes a unique environment in which to … minimal, or in the case of Kiva.org, zero financial return. While significant microfinance research has chronicled the … lending, observing crowd-sourced microfinance and what online organizational structures facilitate cooperation. At the end of …

Using a unique dataset of a commercial microfinance institution in Madagascar, this paper investigates how the … provision of microfinance loans with (in)flexible repayment schedules affects loan delinquencies of agricultural borrowers …

Microfinance is typically associated with joint liability of group members. However, a large part of microfinance … contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large, refinancing … costs are high, and competition between microfinance institutions is low. Otherwise, individual loans are offered …

though they relax financing constraints. We relate this insight to the limited success of group-based microfinance in … loans ; social ties ; altruism ; peer-to-peer lending ; small business ; entrepreneurial finance ; microfinance ; missing …

Is the microfinance institution (MFI) able to charge unduly high lending rates and obtain a profitability incompatible … versions is employed, together with analyses of price (the lending rate) and return on assets. We control for microfinance …

The Microfinance industry has been severely affected by Covid-19. We provide detailed insights into how loan officers … pandemic. We use administrative records of an Indian Microfinance Institution and detailed panel survey data on performance …

Microfinance is typically associated with joint liability of group members. However, a large part of microfinance … contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large, refinancing … costs are high, and competition between microfinance institutions is low. Otherwise, individual loans are offered …