With maturity in the microfinance market in South Asia, it is observed that some microfinance members' needs grow … beyond the boundaries of traditional microfinance group loans. In addition, there are other small enterprises whose needs are … not met by microfinance institutions or commercial banks. It is important to address the financing needs of these firms …

Microfinance is typically associated with joint liability of group members. However, a large part of microfinance … contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large, refinancing … costs are high, and competition between microfinance institutions is low. Otherwise, individual loans are offered …

though they relax financing constraints. We relate this insight to the limited success of group-based microfinance in … loans ; social ties ; altruism ; peer-to-peer lending ; small business ; entrepreneurial finance ; microfinance ; missing …

We investigate the impact of geographic diversification on the provision of credit during a financial bust. We find … geographic areas that contributed most to geographic diversification in the pre-crisis period. This mitigation effect was greater … rapid deterioration of the portfolio quality during the crisis period. Geographic diversification can contribute to …

corporate diversification strategy as an identification tool for organizational structure, we find that diversified firms have … effect of diversification on the cost of a bank loan is channeled primarily through coinsurance in investment opportunities … and cash flows and that the effect is nonlinear: as the extent of corporate diversification grows, the cost …

diversification capacity. In a context of price inelasticity and price discrimination of financial demand for microfinance products …. We suppose that an existence of specific asset pricing determines the wealth level of lenders. In microfinance, we look …, the microfinance market appears as highly segmented but not highly efficient if we consider lenders' returns. Moreover, an …

This study examines the determinants of capital adequacy and voluntary capital buffers among microfinance institutions … panel data of 439 MFIs in Ghana covering the period 2015-2018, the study found that credit risk, income diversification … that drive voluntary capital buffers are income diversification, size and equity-to-asset ratio, but size and economic …

We classify a large sample of banks according to the geographic diversification of their international syndicated loan … source of funding, while foreign banks with little diversification are the most fickle. Our findings suggest that the decline …

Microfinance is typically associated with joint liability of group members. However, a large part of microfinance … contracts. Moreover, we show that microfinance institutions offer group loans when the loan size is rather large, refinancing … costs are high, and competition between microfinance institutions is low. Otherwise, individual loans are offered …