researchers to depend on data from insurance company portfolios or the commercial mortgage backed securities (CMBS) market …, neither of which are good proxies for bank CRE loans. We use a unique loan-level dataset from banks taken immediately to their …

been considered as explanatory variables. Moreover, bank size has been used as a control variable in this study … pooled regression analysis revealed that bank performance is inversely affected by the credit risk management and … capitalization contributes positively in bank performance …