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Bank Lending in Project Finance : The New Regulatory Capital Framework
Scannella, Enzo - 2013
The paper aims to examine the new regulatory framework of project finance in the economics of banking firms. In particular, the paper investigates the uniqueness of the project finance, the significant importance of the project finance in bank activity, and the role of the new bank capital...
Persistent link: https://www.econbiz.de/10013087567
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Credit Reporting and Financial Intermediation : 'Make or Buy' Decisions in Relationship and Transaction Banking (Credit Reporting E Intermediazione Creditizia: Scelte Di 'Make or B...
Scannella, Enzo - 2016
This paper adopts a business management perspective of studies to examine the role of the credit information market in the bank lending industry. This paper analyzes the credit information market as a particular case of vertical disintegration in the bank credit origination value chain. The main...
Persistent link: https://www.econbiz.de/10013000470
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Il Credito Alle Imprese Nell’Attuale Congiuntura Economico-Finanziaria : Dinamiche Di Mercato E Scelte Organizzative Bancarie (Bank Lending to Firms in the Current Financial Crisis...
Scannella, Enzo - 2014
This paper aims to examine the underlying causes of the sharp reduction in bank lending, which in turn is highlighting some structural weaknesses of Italian firms and financial system. The structure of this paper is as follows. Section 1 introduces the paper. Section 2 analyzes some drivers of...
Persistent link: https://www.econbiz.de/10013053669
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Do Microfinance Lenders Easily Reach an Optimal Welfare? Evidence from a Maximization Lenders' Utility Function
Kendo, Sandra - 2016
Market segmentation characterized by price heterogeneity appears as a failure of classical view of market equilibrium. We suppose that an existence of specific asset pricing determines the wealth level of lenders. In microfinance, we look at the linkages between the welfare of lenders and market...
Persistent link: https://www.econbiz.de/10012997524
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Investigating asymmetries in the bank lending channel. An analysis using Austrian banks' balance sheet data
Fruehwirth-Schnatter, Sylvia; Kaufmann, Sylvia - 2003
In the present paper we use a balanced bank panel data set to obtain an inference on two dimensions of the asymmetric response of bank lending to interest rate changes. The cross-sectional dimension is captured by group-specific parameters whereby each bank's group membership is estimated along...
Persistent link: https://www.econbiz.de/10013370002
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Classification with segmentation for credit scoring and bankruptcy prediction
Boughaci, Dalila; Alkhawaldeh, Abdullah A. K.; Jaber, … - In: Empirical economics : a quarterly journal of the … 61 (2021) 3, pp. 1281-1309
Persistent link: https://www.econbiz.de/10012616950
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Working Paper 85
Fruehwirth-Schnatter, Sylvia; Kaufmann, Sylvia - Oesterreichische Nationalbank - 2003
In the present paper we use a balanced bank panel data set to obtain an inference on two dimensions of the asymmetric response of bank lending to interest rate changes. The cross-sectional dimension is captured by group-specific parameters whereby each bank’s group membership is estimated...
Persistent link: https://www.econbiz.de/10010727871
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Credit scoring for peer-to-peer lending
Aheleghbey, Daniel Felix; Giudici, Paolo - In: Risks : open access journal 11 (2023) 7, pp. 1-8
This paper shows how to improve the measurement of credit scoring by means of factor clustering. The improved … the standard k-mean algorithm. This enables us to segment the heterogeneous population into clusters with more homogeneous … characteristics. The result shows that clusters with relatively fewer number of SMEs produce a more parsimonious and interpretable …
Persistent link: https://www.econbiz.de/10014340263
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Investigating asymmetries in the bank lending channel. An analysis using Austrian banks’ balance sheet data.
Fruehwirth-Schnatter, Sylvia; Kaufmann, Sylvia - Oesterreichische Nationalbank - 2003
In the present paper we use a balanced bank panel data set to obtain an inference on two dimensions of the asymmetric response of bank lending to interest rate changes. The cross-sectional dimension is captured by group-specific parameters whereby each bank’s group membership is estimated...
Persistent link: https://www.econbiz.de/10005627569
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Firm credit in Europe : a tale of three crises
Holton, Sarah; Lawless, Martina; McCann, Fergal - 2012
Persistent link: https://www.econbiz.de/10009572237